Personal Loans · Emergency

Emergency Cash,
No Stress.

Quick access to cash for Kray savers who need help with personal or household expenses. Simple process, fast approval, 14-day repayment.

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Loan RangeUGX 50K – 300K

Tenor14 Days

AccountActive Kray Saver

ApprovalQuick

Who is this for?

Exclusively for existing Kray customers who have demonstrated saving discipline for at least 3 months.

Kray Savers Household Needs Emergency Expenses Personal Needs

Eligibility Criteria

Must be an existing Kray customer/saver

Minimum 3 months consistent saving history

Active Kray account in good standing

What you get

What you will need

How to get it

National ID

Active Kray Account

3+ months saving history

Visit any Kray branch or apply via the Kray mobile app or USSD *217#.
Carry your National ID and all required documents listed above.
A Kray loan officer will assess your application and guide you through the process.
Once approved, funds are disbursed directly to your Kray account — sometimes same day.